My Approach

Being prepared is the key to getting the financial settlement you need to ensure your long-term security after a divorce. Taking that first step, however, can be daunting. That’s why Darlys is available to discuss your goals, objectives and concerns and how she can assist you with financial issues specific to your divorce. This is an opportunity for exchange, and Darlys is glad to share with you her education, experience and various types of services she provides.

Fee Structure
Beyond the consultation, Darlys's services are available for an hourly fee. Because every client is different, the fee depends on the depth of services your case requires. The fee is always based on the time spent on your case. You will be provided with a written retainer agreement, fee schedule and the scope of services needed specific to your case. All information given and conversation topics discussed are kept strictly confidential, whether or not you choose to engage Darlys as your Certified Divorce Financial Analyst.

No Conflict
A fee-based consultant, Darlys provides unbiased divorce financial analysis for clients without potential conflict of interest. (Fee only, unlike commission-based sales, is advice given in exchange for a fee.) Advice and recommendations given do not affect her compensation, so you can be guaranteed that any financial product or planning services she recommends are the best fits for your situation and needs.

Step by Step

These are the steps Darlys will take as she works with you as your CDFA:

Step 1: Meet
During your initial meeting, you and Darlys will discuss your current financial situation, immediate and long-term goals, concerns and objectives. A Mandatory Case Disclosure and other financial statements and information will be reviewed as well.

Step 2: Discover
Darlys will identify assets, debts, income and expenses along with tax, insurance, retirement and other financial issues.

Step 3: Analyze and Report
Darlys will provide reports and graphs that analyze net worth, cash flow, tax implications and alternative property division projections and examine the after tax effects and long term consequences of all proposed settlements.

Step 4: Review
Darlys will meet with you and your attorney, and other professionals as needed, to answer questions and make revisions.

Step 5: Recommend
Darlys will provide information and options that will help you make prudent, workable decisions.

Step 6: Post Divorce Follow-up
Darlys can develop a checklist that transition the specifics from the divorce settlement, help you create a road map towards where you need to go and keep in touch with you on a periodic basis.